Producer Career Platform
Build an agency
Real mentorship, transparent compensation, and a path engineered to compound your income for the long haul.
Full
Protection stack
Solo or Team
Your path, your pace
0
Recruits to advance
1:1
Senior producer access
Career
Build your business around the market you know best — or expand into new specialties as your experience grows. From ACA to advanced markets, RHP agents are trained and contracted across the full protection stack. We teach the full financial picture, including how real estate and insurance work together.
ACA & Individual Health
Serve individuals and families through marketplace and private health solutions while building long-term client relationships.
Medicare Solutions
Guide seniors through Medicare planning and annual coverage reviews with ongoing support opportunities.
Advanced Protection Planning
Work with families and business owners on sophisticated protection and wealth preservation strategies.
Business & Advanced Markets
Explore advanced planning concepts including business succession, executive strategies, estate planning, key person planning, and other high-value cases.
International Division
Support globally minded clients and cross-border planning opportunities through specialized international solutions.
Supplemental Protection
Provide additional financial protection through strategies designed to help clients prepare for life’s unexpected events.
Retail & Community Growth
Develop your local presence through community outreach, referral relationships, educational initiatives, and retail opportunities.
Technology & Automation
Utilize AI-powered workflows, automation tools, and modern systems designed to help you communicate consistently and operate efficiently.
Agent Development
Training built to produce
We don’t hand you a carrier contract and wish you luck. RHP agents go through a structured development path — and keep access to advanced resources long after launch.
01
Licensing & Contracting
We guide you through state licensing, carrier appointments, and contracting paperwork — and stay with you until you're ready to write.
02
ACA Subsidy Mastery
Deep-dive training on ACA subsidy calculation, special enrollment qualification, income documentation, and building the largest possible value for every client.
03
Sales Process & Scripts
Proven phone sequences, field-tested close scripts, and live role-play sessions for health, life, and supplemental products.
04
CRM & Pipeline Management
Our CRM helps you manage clients, automate follow-ups, and keep everything organized in one place.
05
Cross-Sell & Retention
How to layer life, dental, vision, and supplemental products across ACA and Medicare clients — increasing per-household value and policy retention year over year.
06
Weekly Live Coaching
Two coaching calls every week, carrier updates, and 1-on-1 access to senior producers as you build your book. No time limit on mentorship.
Your Unfair Advantage
Business Support & Technology —
Start with the tools, technology, and professional support you need to build your business with confidence from day one.
Professional Support
- Connect with experienced professionals for guidance in marketing, automation, CRM setup, and business growth whenever you need support.
- Receive dedicated support during every Annual Enrollment Period (AEP) and Open Enrollment Period (OEP) to help you serve your clients successfully.
- Access recommended software and automation tools designed to simplify your workflow, improve efficiency, and support your business growth.
Technology Stack
- A powerful CRM that keeps your clients, pipeline, and follow-ups organized in one place with built-in automation and workflow management.
- Access multi-carrier quoting tools for a wide range of insurance products, helping you compare options and serve clients more efficiently.
- Track your business performance with insights into policies written, premium volume, and commission activity.
- Receive step-by-step guidance for licensing, carrier appointments, and contracting to help you get started with confidence.
Day 1
CRM access from your first day
Full
Licensing & contracting support
40+
Carrier appointments available
Why RHP
Why Advisors Choose
Everybody else runs traditional multi-level insurance agencies. Our biggest difference: we teach you to elevate your practice to a whole other level — and give you real ownership from day one.
Transparent
Transparent Compensation
No hidden factor reductions or confusing payout formulas. We believe advisors should clearly understand how they are compensated.
Ownership
Build and retain your own book of business while creating long-term value through the relationships you establish.
No Quotas
No Production Requirements
Grow at your own pace without unnecessary quotas or pressure while building a sustainable practice.
Elite
Elite Education
Gain access to training that extends beyond traditional sales techniques, including advanced markets, business planning concepts, international strategies, and specialized financial education.
AI-Driven
Leverage automation, AI-enhanced workflows, and modern business systems designed to help you scale more efficiently.
Full
“I came from a captive agency. The difference at RHP isn’t just the commissions — it’s the guidance on the products and actually teaching me things I didn’t know.”
RHP Advisor
Transparent — and built for
We keep it simple: clear, transparent compensation with no hidden factor reductions and no confusing payout formulas. Whether you want to produce on your own or build a team and earn across your entire organization, there’s a path for you — and we’ll walk you through the details directly.
No factor games
We don't train on factors and we don't bury your pay in confusing formulas.
Solo or team
Produce on your own, or build a team and earn across your entire organization.
Built for builders
A clear path forward whether you're writing your first policy or scaling an agency.
Producer Career Path
Compensation levels &
70% – 90%
Earn your edge through personal production.
70%
Level 01
Representative
- Licensed
75%
Broker
- $5,000 personal premium in 30 days
80%
Advisor
- $7,500 personal premium
- 2 consecutive months
85%
Senior Advisor
- $10,000 personal premium
- 2 consecutive months
90%
Executive Advisor
- $12,500 personal premium · 2 consecutive months
- $30,000 paid income over rolling 6 months
95% – 110%
Ownership tier begins — build and lead an agency.
95%
Level 01
Agency Owner
- $15,000 premium · 3 consecutive months
- $50,000 paid income · last 6 months
100%
Senior Agency Owner
- $15,000 premium · 3 consecutive months
- $65,000 paid income · last 6 months
105%
Regional Agency Owner
- $15,000 premium · 3 consecutive months
- $100,000 paid income · last 12 months
110%
National Agency Owner
- $15,000 premium · 3 consecutive months
- $200,000 paid income · last 12 months
115% – 130%
The summit. Income structures up to $2M.
115%
Level 01
Elite Agency Owner
- $300,000 paid income · last 12 months
120%
Senior Elite Agency Owner
- $500,000 paid income · last 12 months
125%
Executive Elite Agency Owner
- $900,000 paid income · last 12 months
130%
Presidential Elite Agency Owner
- $2,000,000 paid income · last 12 months
Build Your Book
Team Builder
Instead of capping out on personal production, build a team and earn across your entire organization — thousands of clients, not just your own book.
Go Solo
Independent Producer
Select
Write your own book.
Write your own business and keep your full commission. Simple, direct, entirely yours.
Limited Potential
OR
Build a Team
Team Builder
Selected
Earn across your whole organization.
Build a team and earn off the production of your entire organization. The more clients your team serves, the more you grow.
Unlimited Potential
Recommended
Tier
Min Clients
$ / Client
Tier 0
0
$0.00
Tier 1
100
$0.75
Tier 2
$1.25
Tier 3
500
$1.75
Tier 4
1,000
$2.25
Tier 5
2,000
$2.75
Tier 6
3,500
$3.25
Tier 7
5,000+
$3.50
More Clients
Greater reach and impact.
Build Your Team
Earn across your organization.
Scale Beyond Solo
Thousands of clients, not hundreds.
Simple & Transparent
Unlimited potential.
More Clients. More Income.
The rules of the game
Built on
0 recruits
Producer Advancement
No recruiting required to advance on personal production.
1:1
Mentorship
Direct access to senior producers — no time limit on mentorship.
Paid business
Qualification Standard
Advancement based on paid business and paid income only.
40+
Carrier Access
A broad carrier portfolio so you can place the right fit for each client.
For Agencies & Established Agents
Partner With
You’ve already built something. We help you build it bigger. RHP partners with established agents and agencies to unlock higher contracts, new product lines, and markets most organizations can’t offer — without taking ownership of your business.
Higher contracts
Not just on life, but on ACA as well — often above what you carry today.
New product lines
Access markets most organizations can't offer, including our international division and cross-border strategies.
National health memberships
Coverage for clients who don't fit traditional ACA — no SSN, no ITIN, or income too high to qualify.
Hands-on partnership
Coaching on advanced products and markets you may not currently work — without us taking ownership of your business.
3–5x your business
Strategies and support designed to help you scale what you've already built.
Built for established teams
We partner with established agents and agencies to help you grow at a higher level.
We partner with you and train you in the areas you want to grow — so you can serve more clients, in more markets, at a higher level.
Start your climb
Apply to
Tell us where you are. We’ll show you the path to ownership.
No recruiting required to advance. Promotions are based on paid business and paid income only.